Insurance Offers
What’s business insurance?
Business insurance covers your company for financial losses in case anything goes wrong because of your business activities.
It can help towards the cost of compensation claims and legal fees, as well as damage to your property or employee-related issues.
It’s usually tailored to your industry or specialism too.
Protect your business against:
- Injury or property damage caused by your business
- Damage or theft of business property and equipment
- Sickness or injury of your staff in the workplace
- Business interruption
- Damages costs for third parties caused by your work
What's the best business insurance?
This will depend on the type of business you’re running, whether you have employees and your business's exposure to the public. Make sure you understand what type of business insurance you need, how much cover you’ll need and read your policy documents carefully for any exclusions or limitations. You can find out more in our business insurance guides.
Is business insurance a legal requirement?
Legally speaking, you only need to have employer’s liability insurance to operate as a business. And that’s only if you have one or more employees, so sole traders can operate legally without it.
But that doesn’t mean you shouldn’t get business insurance. Having the right cover will protect your business, staff, clients and the general public from damage and losses.
You don’t want to have to cease trading because of a catastrophe that means you can’t afford to carry on - check out your options and take out appropriate cover.